{"id":83395,"date":"2023-09-26T10:11:46","date_gmt":"2023-09-26T15:11:46","guid":{"rendered":"https:\/\/sites-stage.josh.org\/main\/?page_id=83395"},"modified":"2023-11-22T14:15:57","modified_gmt":"2023-11-22T20:15:57","slug":"deferred-gift-annuity","status":"publish","type":"page","link":"https:\/\/sites-stage.josh.org\/main\/ways-to-give\/planned-giving\/annuities\/deferred-gift-annuity\/","title":{"rendered":"Deferred Gift Annuity"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"83395\" class=\"elementor elementor-83395\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-98a4c37 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"98a4c37\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0307813\" data-id=\"0307813\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87de4c3 elementor-widget elementor-widget-heading\" data-id=\"87de4c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Deferred Gift Annuity<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4dcdb99 elementor-widget elementor-widget-text-editor\" data-id=\"4dcdb99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A Deferred Gift Annuity can be a wonderful investment option for a younger donor still in high-earnings years, while still saving for retirement and trying to lower taxable income. A deferred charitable gift annuity provides fixed payments to you and\/or another beneficiary for life in exchange for your gift of cash or securities. The payments start one year after the start date of your gift.<\/span><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d389ad elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2d389ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a2a94b7 elementor-widget elementor-widget-text-editor\" data-id=\"a2a94b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Many donors establish a series of Deferred Gift Annuities over several years, using funds they had already set aside for retirement saving. They set the commencement date for payments from these annuities to coincide with their or their spouse&#8217;s retirement. The safety and security of payments won&#8217;t fluctuate during your lifetime.<\/p><p>Two features make the Deferred Gift Annuity quite attractive to donors in high-earnings years who are concerned about securing current tax deductions and additional sources of retirement cash flow.<\/p><p>Josh McDowell Ministry can offer a higher guaranteed payments rate for these annuities than for annuities with payments that start immediately, and<br \/>You may receive a larger charitable income tax deduction than you could get from any other life-income gift plan.<\/p><p><strong>Starting Steps:<\/strong><\/p><ul><li>You transfer cash or securities to Josh McDowell Ministry. Our suggested minimum gift is $25,000.<\/li><li>Starting on a specified date in the future, Josh McDowell Ministry begins to pay you, or up to two annuitants you name, fixed annuity payments for life.<\/li><li>Generally, Deferred Gift Annuities may be created by donors of any age. However, a beneficiary must be at least 40 years of age before deferred gift annuity payments begin.<\/li><li>The remaining balance passes to Josh McDowell Ministry when the contract ends.<\/li><\/ul><p>The deferral of payments permits a higher annuity rate and generates a larger charitable deduction. And you can schedule your annuity payments to begin when you need extra cash flow, such as retirement years. Payments are guaranteed and fixed, regardless of fluctuations in the market. The longer you elect to defer payments, the higher your payment will be.<\/p><p>You avoid all up-front capital gains taxes. If you fund your Deferred Gift Annuity with appreciated securities, only a portion of your gain is recognized, with the tax spread over your annuity payments. And part of each annuity payment to you is tax free.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Deferred Gift Annuity A Deferred Gift Annuity can be a wonderful investment option for a younger donor still in high-earnings years, while still saving for retirement and trying to lower taxable income. A deferred charitable gift annuity provides fixed payments to you and\/or another beneficiary for life in exchange for your gift of cash or [&hellip;]<\/p>\n","protected":false},"author":50255,"featured_media":0,"parent":83391,"menu_order":164,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"class_list":["post-83395","page","type-page","status-publish","hentry"],"acf":[],"meta_box":[],"_links":{"self":[{"href":"https:\/\/sites-stage.josh.org\/main\/wp-json\/wp\/v2\/pages\/83395","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sites-stage.josh.org\/main\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sites-stage.josh.org\/main\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sites-stage.josh.org\/main\/wp-json\/wp\/v2\/users\/50255"}],"replies":[{"embeddable":true,"href":"https:\/\/sites-stage.josh.org\/main\/wp-json\/wp\/v2\/comments?post=83395"}],"version-history":[{"count":0,"href":"https:\/\/sites-stage.josh.org\/main\/wp-json\/wp\/v2\/pages\/83395\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/sites-stage.josh.org\/main\/wp-json\/wp\/v2\/pages\/83391"}],"wp:attachment":[{"href":"https:\/\/sites-stage.josh.org\/main\/wp-json\/wp\/v2\/media?parent=83395"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}